Interview Tips
TIP: Dont try to b out smart interviewers.........b natural.......speak ur heart out
We asked some experts about what they looked for in candidates. Here is their take:
Dr A. K. Konar, Professor – Psychometrics, Institute of Banking Personnel Selection (IBPS), said candidates must be their natural self. He said, “They should be positive, focussed, honest and not try to be someone they aren't. Most panels will try to find out what the individual knows, in the limited time of 20 minutes available to them.”
The panel will see if the candidate knows about the bank to which he is applying. They will find out if he has read the papers and is familiar with current affairs.
Dr Konar offered a word of comfort, “They have got through the difficult part. They shouldn't get nervous or intimidated. They should be natural.”
Mr V. H. Ramakrishnan, former General Manager, Bank of India, who has interviewed candidates earlier, said that most candidates are ‘well coached' — thanks to a number of coaching institutes.
He said, “Candidates these days are even trained on how to enter the room, how to greet, how to sit and how to say bye at the end of interview. Very few candidates are frank and speak from the heart. They give the standard, well-rehearsed answers.”
A number of candidates who passed the clerical exams wanted tips on preparing for the interview. Business Line asked Mr V. H. Ramakrishnan, former General Manager, Bank of India, and someone who has been on interview panels, his experience of interviewing clerical candidates.
He provided a list of questions that are normally asked at interviews for clerical posts.
For good measure, he provided the common answers received (the wrong answers also). It is now up to the candidates themselves to pick up what is useful and avoid the common mistakes.
Here are the frequently asked questions and the usual responses:
Tell me about yourself and your family.
Normally candidates present a picture of a poor family to get sympathy. They should come out with correct information.
What do you know about the bank?
Thanks to Web sites, candidates usually have all the information.
Why do you want to join as a clerk when you have done engineering/ biotechnology/ computer science, etc?
For this, almost every one says that from childhood he/she wanted to join a bank. If you ask why they did a technical course, then they say that their parents forced them to go for engineering.
Why are you applying for clerical post when you are eligible to apply for an officer's post?
While some say they have also applied for the same, the others say they would like to start from basics.
What are the functions of a bank?
Almost all are able to answer.
What are the various products offered by a bank?
Many find this difficult to answer.
What is the difference between savings bank account and current account?
Most are unable to answer.
Why a person should prefer a bank rather than a post-office for keeping deposits?
Most are unable to answer.
What are the activities of a bank other than taking deposits and lending money?
Many candidates struggle to answer.
Why are you applying only to nationalised banks?
Security of service.
Will you work anywhere in India?
The answer is, of course, yes. Married women claim they are willing to work in rural branches leaving behind their husband and child/children.
They prefer to give the ‘correct' answer rather than the ‘true' answer.
According to Mr Ramakrishnan, “Very rarely do we ask questions on the subject they have studied. We try to find out if: a) the candidate is really interested in banking as a career; b) he will stick to the job; and c) ordinary graduates/undergraduates stand a better chance of getting selected rather than highly qualified technical persons.
“Banks also look for people from a particular region.”
We asked some experts about what they looked for in candidates. Here is their take:
Dr A. K. Konar, Professor – Psychometrics, Institute of Banking Personnel Selection (IBPS), said candidates must be their natural self. He said, “They should be positive, focussed, honest and not try to be someone they aren't. Most panels will try to find out what the individual knows, in the limited time of 20 minutes available to them.”
The panel will see if the candidate knows about the bank to which he is applying. They will find out if he has read the papers and is familiar with current affairs.
Dr Konar offered a word of comfort, “They have got through the difficult part. They shouldn't get nervous or intimidated. They should be natural.”
Mr V. H. Ramakrishnan, former General Manager, Bank of India, who has interviewed candidates earlier, said that most candidates are ‘well coached' — thanks to a number of coaching institutes.
He said, “Candidates these days are even trained on how to enter the room, how to greet, how to sit and how to say bye at the end of interview. Very few candidates are frank and speak from the heart. They give the standard, well-rehearsed answers.”
A number of candidates who passed the clerical exams wanted tips on preparing for the interview. Business Line asked Mr V. H. Ramakrishnan, former General Manager, Bank of India, and someone who has been on interview panels, his experience of interviewing clerical candidates.
He provided a list of questions that are normally asked at interviews for clerical posts.
For good measure, he provided the common answers received (the wrong answers also). It is now up to the candidates themselves to pick up what is useful and avoid the common mistakes.
Here are the frequently asked questions and the usual responses:
Tell me about yourself and your family.
Normally candidates present a picture of a poor family to get sympathy. They should come out with correct information.
What do you know about the bank?
Thanks to Web sites, candidates usually have all the information.
Why do you want to join as a clerk when you have done engineering/ biotechnology/ computer science, etc?
For this, almost every one says that from childhood he/she wanted to join a bank. If you ask why they did a technical course, then they say that their parents forced them to go for engineering.
Why are you applying for clerical post when you are eligible to apply for an officer's post?
While some say they have also applied for the same, the others say they would like to start from basics.
What are the functions of a bank?
Almost all are able to answer.
What are the various products offered by a bank?
Many find this difficult to answer.
What is the difference between savings bank account and current account?
Most are unable to answer.
Why a person should prefer a bank rather than a post-office for keeping deposits?
Most are unable to answer.
What are the activities of a bank other than taking deposits and lending money?
Many candidates struggle to answer.
Why are you applying only to nationalised banks?
Security of service.
Will you work anywhere in India?
The answer is, of course, yes. Married women claim they are willing to work in rural branches leaving behind their husband and child/children.
They prefer to give the ‘correct' answer rather than the ‘true' answer.
According to Mr Ramakrishnan, “Very rarely do we ask questions on the subject they have studied. We try to find out if: a) the candidate is really interested in banking as a career; b) he will stick to the job; and c) ordinary graduates/undergraduates stand a better chance of getting selected rather than highly qualified technical persons.
“Banks also look for people from a particular region.”