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Union Bank Interview- Preeti Agarwal
Done with Union bank interview on 22nd at Gurgaon...as i entered into the room ..Preeti..plz have a seat..i said thank u sir.. 3 panel members were there...middile one said u r MBA?? What is ur major..i said finance n banking..he said..dual?? no sir...single subject finance n banking..
then..they asked more from my MBA specialisation(finance & banking)
Some of the questions were:
1) Name some rati...os to know financial health of a firm(soch soch k badi khush ki sirf yahi to pad k aayi hun main...aur yahin se starting ...kya baat ha)
Current ratio, debt equity ratio, profitability ratio
2) What should be an acceptable debt equity ratio(ye bhi aata ha..:)..:D)
3) And current ratio
4) But hardly i have seen any firm having these ratios in 2:1..y?
Sir its an ideal situation..
5) Ok what is capital gearing n under what circumstances a firm should go for it..
6) Negotiable instruments k bare me suna ha?(i dont like this topic yaar..)
7) Give me some examples
Bill of exchange, cheque
8) What is the specific feature of NI
It is transeferable n all
But he wanted to listen something very specific..i don’t know what...so i said no idea sirji
9) Then they asked about break even analysis..2-3 questions from this topic
10) Then came to banking
11) Who decides rates on various loan schemes
Individual banks sir
12) OK..aapke father kya karte hain
13) Siblings kitne hain aur kya karte hain
Ok to sab uttrakhand mein hi hain..hum aapko uttrakhand se bahar bheje to?
Sir no prob..
14) Banks jo deposite lete hain kya wo sara lend kar dete hain
I got confused here..then said RBI guidelines k according CRR n SLR k liye rakh k baki lend kar dete hain(actually i was thinking ki mujhse hi sab puch loge kya..baki bhi hain bahar ab bas bhi karo..)
Gud..What is current CRR
OK thank u..u can go now..
SBI Associate Interview-Pawan suman
Had an SBI Asso interview today at LHO, Chandigarh.. GD was vry good. Topic was easy and i initiate and again i conclude it. the toughest part was the INTERVIEW.
There was 4 panel members all Male, One General manager, One DMD, One CGM and One IAS Officer. Interview started with the basic questions and bt as the interview goes on question becomes toug...her for me.
1. introdue urself-answered
2. Wich subjects u hv studied in MBA-answered
3. Wats BCG Theory-answered
4. Wats Product life cycle, explain with example-answered
5. Philip kotler k upar bahot se questions pooche dobara se.
6. why u opt for marketing, not finance.
7. tell me any product which recently fail in indian mkt, aftr a huge survey.- nano
8. tell us 1 more product, which fails- vanila coke
9. when is international science day- not answered
aftr that they hv strted asking quetion regarding my gradution subjects
10. diff b/w physics & chemistry- answrd
11. wat is fog-answrd
12. what is smog- nai aata
13. wat is diff b/t fog & cloud- sorry sir
14. who got the noble prize this year- sir nah ata
15. who was frst indian who got noble prize- answred
16. wat r the various methods to evaluate customer need
17. wat r methods of sampling
18. SBI PO kyu nahi clear hua aapka- maine ek diplomatic answer de diya k i was sick that day...hahahah
fir meri job k related k questions pooche
on wich seat r u working-answerd
wats the trf policy in sbi
eligibilty criteria for TO (trainee officer)
who signs on 100 rs note
and then 50, 20, 10, 5, 2 i answerd
and fir kaha 1 rs k note pe kon sign krta hai- maine funny mood mei kaha k Sir 1 rs wala note kabhi dekha hi nahi... all started laughing
wich note in branch dsnt need to be verify by 2 persons..
i didnt get the question first, he xplaain again.. i answerd only denomination of 500 & 1000 needs to be double check, rest not.
then the worst part came, the IAS officer noted down my point in his pad. he was not happy with my that point
He asked me to again xplain it with reason. i xplain it again, bt then the debate has started b/w me n him. wo poochta raha and mai jawab deta raha and rest of 3 membrs r not interfering in our debate. it took almost 20-25 mins.....ooooffffffffff
yahi khatam nahi hua interview mera. fir meri hobbies pe band bajayi.
i hv written Acting, Cricket and listening latest bollywood songs
kahan-2 acting li hai aapne, kitne plays kiye hain and then music and some questions on cricket......etc etc
my total interview was 43 minutes.....
Corporation Bank Interview- Akash Khare
Had my corp interview today at delhi panel-2……..all though the verification process took ages to complete ….the interview was smooth and swift lasted anly 7-8 min in my case. There were 4 panel members all in their fifities
Here goes my interview.Entered and gt settled
M2:Akash hw r u?
Me:m gud sir
M2:Tell me about urself
... Me:blah blah blah
M2:So why banking sector after engg?( aa gya mudde pr….:-X)
Me:Indian banking sector is on a move and is expected to be the 3rd largest in the world in a decade or so…..so with opportunities being offered now to get in……..i think it’s a very good time to be part of this sector.
M2:k….So accordin to you there is no growth in it sector….
Me:(Maine kb bola bhai)….No sir it sector is also growin but banks are public sector and offer similar remuneration(he finally was content with d answer I suppose)
M3:What is a booster?
Me:(At once I thought it is some financial term……den remembered arey yeh to communicatn wala hai)…so I answered
M3:What is d difference between router and switch?
M2:What is commercial banking?
Me:was answering he interrupted
M2:So HDFC is a commercial or private bank.
Me:Said it is both……commercial banks can be public as well as private.(phir man gya baat meri :-p)
M4:Who is d CM of kerala and what his prty?
Me:oomen chandy….party I don rememba …some alliance wid congress
M2:Have u heard of rangarajan?
Me:told him former rbi governor and current economic advisor to pm(uske baad rbi ka current gov. bhi pucha….lol)
M1:Akash how r u different from ur counterparts?
Me:blah blah blah……
M1:k …u can leave
Bank of Baroda PO Interview-Abhijit
SBI Associate Interview - Ashish Khare
SBI Associate Interview -Ashish Khare
my intvw experience @sbi associate
Date 17/03/2012 venue ro lucknow
I reached @7:35 am at d venue..
Docs verification strtd 8:15 am n ended on 10 we were offerd tea ...
Gd strtd at 10:40 am panel consist of 4 gentel men all above 50 gd topic was
There shld b a retierment age in politics as well
Fortunately i was prepared wid d topic so have facts n figures..
I fumbeled a bit in extompore session bt when it got over to open session i came back to my best n hitted ace senior poltician shld take the role of mentor n guide n devlop younger ones which was essence of gd...it ended on 11:10
I was d scnd last in 10 so my turn came at 1:15 pm
I entered in pi room (it was a self closing door so don't have to bother abt closing at n chair was nice chair not revolving one
Bach gaya lol :P)
I greeted the members..
Took d seat..
P1: mr. Khare tell me smthing abt ur self..
P1: Since u hv dn soft skill training what is soft skill?
P2: u r working at some where...
Sir i was working wid sundrop foods ltd..
Why did u left d job?
Sir i was not satisfied wid d remunration i ws getting it ws 10500 only n my expenses is 8k so aftr deducting petrol n mobile i was occuring loss which is acceptable in biz not in job
Lol they strt laughing aftr it whole intvw was on light mood..
P3: askd smthing abt leaving job
I answered an idec was not suposed to get ny incentive so wether i do sale of 2 lakhs or 5 lakhs i'll get d same 10500 okkk
P2 what is diff b/w sales n mkt?
What is cross selling?
Answered wid xample
P1 mr khare hw u rate mr. Mukharjee's budget?
Sir tax slabs hv been increased, told abt various features of budget, subsidies, infrastructure devlopment..
P1 hw many ro sbi has?
Sorry sir i don't knw?
P2 in gd u told abt politician acting as mentor who is a mentor
Do u knw ny person who is doing same in corporate wrld
Sorry sir i don't knw
P1 hw many ro sbi has
Sorry sir i don't knw
P2 ashish do u read news pprs nhv ny idea aby current affairs?
Okk what is recent happening in uttrakhand?
Sir aftr election cng got 32 n bjp got 31 seats
Ohh u remembered xact figures good..
N sir mr vijay bahuguna joshi ne uk k cm banne ka dava pesh kiya aur mr. Harish Rawat ne ise protest karne k liye resgined kar diya hai apni position se..
Okk ashish hv u read abt banking?
Yes sir it was part of my carriculam in b.com
What is banking n what does banks do
Now mr. Silent got into action
P4: what are d etiquattes?
What are tabel etiquates?
Did they tell hw to wear a tie at soft skill training what are various knots?
Sorry sir dey didn't n i don't knw abt knots
Tht's why u r not wearing a tie
No sir i'm not comfortable wid it..
Okk in which hand u have knife n fork
P1 what u say abt saif ali khan has he had ny tabel manners
Sir not at all tht's why usne nri ki naak tod di
Ashish u can leave now good day..
Thnxx n have a good day sirs..
All in all it was a gr8 exp my intvw lasted 20-25 min didn't noticed d xact tym
If i didn't fumbeled in gd it almost was a perfect setting..